As credit manager, your job is to protect your company's finances by controlling the credit offered and managing the debts that customers owe. This could be for a finance company, or any company that sells goods or services.
Usually focusing on one of the two main areas:
· Credit Commercial - deal with business customers
· Credit for consumption - in charge of the credit taken by members of the public.
In any of these areas, the key tasks may include:· Customers Checking "credit rating with banks and credit reference agencies
· The decision to offer credit

· Establishment of credit conditions and ensure that the customer pays on time
· Manage a team of credit controllers or accounting technicians
· Negotiation of payment plans
· Stop the supply of goods to business customers from paying late
· From a legal action to recover debts, if necessary
· Treatment of insolvency - meeting other creditors, the organization of the property to recover, or arrange for a liquidator to sell the assets of a company.