Money Adviser and Debt Counsellor Job Descriptions

Money advisers, sometimes known as debt counsellors or debt advisers, help people whose debts have become too large or complex for them to manage. They offer free, impartial, and confidential advice on how to deal with money, debt problems and how to cope with insolvency and court procedures if necessary.

As a money adviser you could work with clients face-to-face or on a telephone helpline. Your work might include:
· talking to clients about their money problems and helping them to stay calm
· looking at clients’ income and outgoings and helping them to work out a realistic budget
· helping clients to prioritise their debts
· checking that creditors are demanding the right amount
· negotiating with creditors to arrange affordable, realistic repayments for the client
· advising about any welfare benefits clients may be eligible for
· Representing clients in court.